Mobile Banking

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Mobile Banking App

Convenience in the Palm of Your Hand

With the new Waycross Bank & Trust mobile app, we can go wherever you go! Available for iPhone, iPad, and Android devices, banking has never been easier. Manage your accounts from your mobile device anytime, anywhere and at no cost* to you.

The mobile app allows you to:

  • Access account and transaction information
  • Deposit checks with Mobile Deposit**
  • Transfer between accounts at the bank
  • Move funds in or out of external bank accounts using Bank to Bank Transfer
  • Pay bills
  • View eStatements 
  • Find the nearest location
  • Call the bank

To download the app, follow the directions below for your specific mobile device.

iPhone

Click on the above icon (or here) from your iPhone, or search "Waycross Bank & Trust" in the App Store. Click Get and the Install. You may be prompted to enter your Apple ID and Password. Once downloaded, log into the app using your Online Banking credentials.

iPad

Click on the above icon (or here) from your iPad, or search "Waycross Bank & Trust" in the App Store. Click Get and then Install. You may be prompted to enter your Apple ID and Password. Once downloaded, log into the app using your Online Banking credentials.

Android

Click on the above icon (or here) from your Android device, or search "Waycross Bank & Trust" in the Play Store. Click Install and then Accept the terms and conditions. Once downloaded, log into the app using your Online Banking credentials.

If you do not have an iPhone, iPad, or Android device, but your mobile deviice does have the ability ot search the web, please use our WAP solution found here. Log in using your Online Banking credentials.

For more information or to review a list of frequently asked questions, please reference the Mobile Banking App Guide or call the bank for assistance. You must be an Online Banking user prior to using the mobile banking app. To enroll in in Online Banking, pleaase ocntact your Customer Service Representative. 

Some app functions, such as Bank to Bank Transfer or Bill Pay, must first be set up in Online Banking. Please contact your Customer Service Representative for assistance or for help with any questions you may have. You can also find more information in our Mobile Deposit User Agreement and Funds Availability Policy. 

Deposit a Check Without Coming to the Bank

Mobile Deposit makes it easier to bank when it's convenient for you. Simple and safe, you can now deposit a check without coming to the bank. Enrollment is a quick, three step process done right from your phone or tablet.

Enjoy the freedom to make deposits when and how you prefer, leaving you more time for what's important in your life.

After you've been enrolled, follow the steps below to use Mobile Deposit:

  • Log into the mobile app
  • Select Deposit from the main menu
  • Click Deposit Check
  • Select the account you would like to deposit the check into, the amount of the depost, and a short memo to accompany the check
  • Click Take Pictures 
  • Capture an image of the front and back of the check, ensuring your endorsement includes "Mobile Deposit" under your name, then click Save Images 
  • Tap Submit Deposit 

Shortly after submitting a Mobile Deposit, you should receive an email letting you know that the bank has received your deposit for processing. If you do not receive this email, please contact the bank and have the check for reference.

Deposits submitted after 4 p.m. on a business day will be considered deposited on the next business day. Your mobile deposit should be in your account within 1-2 business days. For more information or to review a list of frequently asked questions, please reference the Mobile Deposit Guide

 

*While there is no charge to download or use the mobile banking app, message and data rates may apply. Check with your service provider for specific fees and charges.

**Enrollment in Mobile Deposit requires meeting elgibility requirements 

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