Personal Checking

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Minimum Balance Account

  • Minimum deposit of $100 to open account
  • Minimum daily balance of $500 for no balance fee
  • A balance fee of $9/month if balance falls below $500 on any day of the statement cycle
  • Unlimited check writing privileges  

  
Basic Checking Account

  • Minimum deposit of $100 to open account
  • No minimum monthly balance required
  • $4.50 per month maintenance fee with 15 free checks/debits
  • Debit item fee for checks/debits over 15 will be $0.25 each

  
Campus Account

  • Minimum deposit of $100 to open account
  • For full-time students ages 16-22
  • First order of basic wallet checks free
  • No monthly service charge
  • Unlimited check writing privileges

  
Personal NOW Account

  • Minimum deposit of $100 to open account
  • Minimum daily balance of $1,000 for no balance fee
  • A balance fee of $6/month plus $0.25 per debit item if balance falls below $1,000 on any day of the statement cycle
  • Interest paid monthly at announced rate on daily balance of $100 or more

  
Horizons Club Account

  • Minimum deposit of $100 to open account
  • A balance fee of $5/month if balance falls below $250 on any day of the statement cycle
  • For customers age 55 and above 
  • Primary owner limited to one account
  • Unlimited check writing privileges 
  • Travelers checks with no fee
  • No charge for the first year on a 3x5 safe deposit box
  • Interest paid monthly at announced rate on daily balance of $1,000 or more
  • First order of basic wallet checks free

  
Premier Account

  • A balance of $15,000 required in a combination of personal deposit accounts
  • A balance fee of $15/month if combined balance falls below $15,000 on any day of the statement cycle
  • Unlimited check writing privileges 
  • Interest paid monthly at announced rate on daily balance of $100 or more
  • Free basic wallet style checks
  • Travelers checks with no fee
  • Small safe deposit box with no fee

  
Advantage Banking

  • Minumum deposit of $100 to open account
  • A service fee of $9/month is applied if all of the below are nont maintained during any statement cycle: Online Banking, eStatements, and Direct Deposit

  
Personal Money Market Account

  • Minimum deposit of $100 to open account
  • Limited to 6 withdrawals per statement cycle; each transaction over the initial 6 will be assessed a charge of $5 per item
  • Minimum daily balance of $1,000 for no balance fee
  • A balance fee of $5/month if balance falls below $1,000 on any day of the statement cycle
  • Interest is paid compounded and monthly at an announced rate and is applied to a daily balance of $100 or more
  • Tiered interest rates