Personal Savings

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Savings Account

The perfect way to save! With a minimum of $50 to open the account, you'll earn interest while keeping your money safe and sound. The interest rate is announced when the account is opened and is compounded and paid quarterly. There is a $5 service charge should the balance fall below $250 at any point in the quarter, and there is no service charge for customers under the age of 18. Federal banking regulations limit certain transactions to six per calendar month. However, an item fee of $3.00 will be charged for each withdrawal in excess of six per quarterly statement cycle.

Personal Money Market Account

Put your money to work! With higher interest rates on larger balances, why not? A deposit of $50 is needed to open the account, and interest is earned on the daily balance and compounded monthly. The tiered rates are announced when the account is opened, and there is no monthly service charge if the balance is kept above $500. Should the balance fall below that amount, a $5 service charge is incurred. There are six free withdrawals per month, and each withdrawal over six is $5 per transaction.

Health Savings Account

A tax favored account, this account is combined with a high deductible health insurance policy that allows you to save money and take control of your healthcare costs. The funds would be available to help cover qualified, out-of-pocket medical expenses.